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Weight Loss Forum / WeightWatchers / May 2005First car payment
HA ! A month or so ago I bought myself a new car ! and today I'm making my first payment ! ok.. sounds crazy to celebrate it.. but I've been living on my husband salary for the last two years and this is my first step toward living on my OWN money ! it's MY car and I'm paying it MYSELF ! Nobody's touching MY Matrix without my permission.. it's mine.. mineminemineminemine !!!!!!!! I came this close to buying a stick shift one (Hubby don't drive stick shift) but I thought it would be a pain if I go to SF (stick shift in San Francisco, I don't think so) so I got automatic.. I wish DH would understand how important it is to me.. he keeps shaking his head at me for being happy to pay for stuff.. pfffft ! MEN !  SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg WTG! Establishing ones own credit history is important to a woman. I don't think men will ever understand that concept. Its ok cuz we understand it. > HA ! A month or so ago I bought myself a new car ! and today I'm making my > first payment ! [quoted text clipped - 14 lines] > his > head at me for being happy to pay for stuff.. pfffft ! MEN ! My ex understood it when I left him and I had great credit and he had none. That after being married for nearly 18 years, but he never paid the bills and never had credit in just his name, unlike myself. I made sure had I had credit started as soon as I could. In hindsight it was the best thing since we ended up getting divorced. Debbie > WTG! Establishing ones own credit history is important to a woman. I don't > think men will ever understand that concept. Its ok cuz we understand it. [quoted text clipped - 18 lines] >> his >> head at me for being happy to pay for stuff.. pfffft ! MEN ! Funny thing about those credit ratings ... I had a credit card in my own name since I was a teen, hub would not let me cancel it for the reasons you stated. Over time, I opened store charges etc., in my name but had no income as I was a stay at home mom. Never once gave my credit history a second thought. We paid our bills when they came in. When I was out looking to buy a car last summer, for grins the guy ran my credit report. Asked my for my income, I told him zero. He shook his head, mumbled something about "this ought to be interesting". Returned shaking his head once again, said he has never seen a rating as high as mine. Son's girlfriend works as a mortgage broker, ran hubs rating and it came back a few points lower than mine. Evidentally we have been doing something right all this time. I made my son get his own credit card 2 years ago, for that same reason ... he needed to start building a credit history. Car loan last year added to it, along with one store credit card. It really is important to start building that history early. Joyce >My ex understood it when I left him and I had great credit and he had none. >That after being married for nearly 18 years, but he never paid the bills [quoted text clipped - 26 lines] >>> his >>> head at me for being happy to pay for stuff.. pfffft ! MEN ! I agree completely. Oldest daughter started hers on her 18th birthday when she went to Best Buy and bought her laptop for college. Then she applied for a low balance ($300) VISA, she has since gotten a few store cards and uses them and pays them off. She also has her cell phone and then she bought a car. I still had to co-sign on that but it was still in her name too, so she is on her way to having credit. Debbie > Funny thing about those credit ratings ... I had a credit card in my own > name [quoted text clipped - 65 lines] >>>> his >>>> head at me for being happy to pay for stuff.. pfffft ! MEN ! Son didn't need a cosigner for his car, but had I not cosigned his interest rate would have been much higher. He had a good credit rating, but not a long enough or high enough history built yet. Joyce >I agree completely. Oldest daughter started hers on her 18th birthday when >she went to Best Buy and bought her laptop for college. Then she applied [quoted text clipped - 74 lines] >>>>> his >>>>> head at me for being happy to pay for stuff.. pfffft ! MEN ! That was the case with my daughter too. Because I cosigned the interest was under 5%, but would have been around 14% if she had did it on her own. Debbie > Son didn't need a cosigner for his car, but had I not cosigned his > interest rate [quoted text clipped - 90 lines] >>>>>> his >>>>>> head at me for being happy to pay for stuff.. pfffft ! MEN ! I think that was the interest rate quoted to my son too. And our insurance required that my name be put on the title, for him to stay on the policy and keep his rates down (multi car discounts, etc.). It gives me good leverage. Have told him if he misses a payment, I will sell the thing. LOL Joyce >That was the case with my daughter too. Because I cosigned the interest was >under 5%, but would have been around 14% if she had did it on her own. [quoted text clipped - 95 lines] >>>>>>> his >>>>>>> head at me for being happy to pay for stuff.. pfffft ! MEN ! I get it. I remember when I bought my first new car. It came After my divorce. Somehow I was able to do on my own what we were never able to do together. How proud I was to make all the payments myself. -- Linda P >HA ! A month or so ago I bought myself a new car ! and today I'm making my >first payment ! [quoted text clipped - 12 lines] >I wish DH would understand how important it is to me.. he keeps shaking his >head at me for being happy to pay for stuff.. pfffft ! MEN ! >HA ! A month or so ago I bought myself a new car ! and today I'm making my >first payment ! [quoted text clipped - 5 lines] >Nobody's touching MY Matrix without my permission.. it's mine.. >mineminemineminemine !!!!!!!! Enjoy the car ..... >I came this close to buying a stick shift one (Hubby don't drive stick >shift) but I thought it would be a pain if I go to SF (stick shift in San >Francisco, I don't think so) so I got automatic.. > >I wish DH would understand how important it is to me.. he keeps shaking his >head at me for being happy to pay for stuff.. pfffft ! MEN ! You sexist pig, you! (g) I am not sexist... just overly annoyed at the peculiarities of the male half of the population in certain circumstances.. Hey did that sound good or what ? SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > > >HA ! A month or so ago I bought myself a new car ! and today I'm making my [quoted text clipped - 17 lines] > > You sexist pig, you! (g) It might pass muster >I am not sexist... just overly annoyed at the peculiarities of the male half >of the population in certain circumstances.. > >Hey did that sound good or what ? I had to have my husband translate that one for me.. Quit confusing me ! SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > It might pass muster > > >I am not sexist... just overly annoyed at the peculiarities of the male half > >of the population in certain circumstances.. > > > >Hey did that sound good or what ? I'm a man - it's genetic. >I had to have my husband translate that one for me.. > >Quit confusing me ! *Rolls eyes* So many come backs, so little time.. ;op SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > I'm a man - it's genetic. > > >I had to have my husband translate that one for me.. > > > >Quit confusing me ! but live would be so boring without men, and my cardiac health would be so much less healthy, Lee > *Rolls eyes* So many come backs, so little time.. ;op > [quoted text clipped - 10 lines] > > > > > >Quit confusing me ! Not to mention that I wouldn't have a thing left to B@tch about without them heheheh SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > but live would be so boring without men, and my cardiac health would be so > much less healthy, Lee [quoted text clipped - 13 lines] > > > > > > > >Quit confusing me ! LOL, lee > Not to mention that I wouldn't have a thing left to B@tch about without them > heheheh [quoted text clipped - 23 lines] > > > > > > > > > >Quit confusing me ! very impressive, Lee > I am not sexist... just overly annoyed at the peculiarities of the male half > of the population in certain circumstances.. [quoted text clipped - 32 lines] > > > > You sexist pig, you! (g) *grin* g;ad you liked it ! SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > very impressive, Lee > > I am not sexist... just overly annoyed at the peculiarities of the male [quoted text clipped - 36 lines] > > > > > > You sexist pig, you! (g) I wouldn't let my husband drive my car for about 6 months -- I still don't like him to drive it. He takes the subway to work and I drive -- it's just easier. I can understand your excitement, Willow. Sarah > HA ! A month or so ago I bought myself a new car ! and today I'm making my > first payment ! [quoted text clipped - 12 lines] > I wish DH would understand how important it is to me.. he keeps shaking his > head at me for being happy to pay for stuff.. pfffft ! MEN ! >HA ! A month or so ago I bought myself a new car ! and today I'm making my >first payment ! Hope you enjoy the car. >I wish DH would understand how important it is to me.. he keeps shaking his >head at me for being happy to pay for stuff.. pfffft ! MEN ! Men!! Can't live with them, can't live without them :)) Ray AHA, my death must be eminent. :) > Men!! Can't live with them, can't live without them :)) > > Ray Oh, going to have a distinguished death are you? SOMETIME later in life when it is not imminent? >AHA, my death must be eminent. :) > >> Men!! Can't live with them, can't live without them :)) >> >> Ray nope you are just holding out for a quality specimen, Lee > AHA, my death must be eminent. :) > > > Men!! Can't live with them, can't live without them :)) > > > > Ray Can't shoot them either.. darn it.. ;op~~~ SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > > >HA ! A month or so ago I bought myself a new car ! and today I'm making my [quoted text clipped - 8 lines] > > Ray >HA ! A month or so ago I bought myself a new car ! and today I'm making my >first payment ! [quoted text clipped - 12 lines] >I wish DH would understand how important it is to me.. he keeps shaking his >head at me for being happy to pay for stuff.. pfffft ! MEN ! That's very cool Willow. I'd love to have my own car one day, but for now I'll settle for having convinced hubby to buy the car I wanted a couple of months back ;-) SignatureErin in NZ (125ish)103.1/103.1/75 kgs (276ish)227/227/165 lbs mini goal 99.9 kgs 220 lbs Congrats on the car Willow! I remember those wonderful feelings of purchasing and paying for my very first car ... all by myself. 25 years later, do you know that car is still my all time favorite? I think it will always hold a special place in my heart. <g> Joyce >HA ! A month or so ago I bought myself a new car ! and today I'm making my >first payment ! [quoted text clipped - 12 lines] >I wish DH would understand how important it is to me.. he keeps shaking his >head at me for being happy to pay for stuff.. pfffft ! MEN ! I actually owned about.. hummm... 12 cars.. but I always paid them cash (cause they were never over 1000$) this time I have a brand new car.. SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > Congrats on the car Willow! I remember those wonderful feelings of purchasing and > paying for my very first car ... all by myself. 25 years later, do you know that [quoted text clipped - 19 lines] > >I wish DH would understand how important it is to me.. he keeps shaking his > >head at me for being happy to pay for stuff.. pfffft ! MEN ! And I'll bet this shiny new car will always be special to you. It is an accomplishment to make those payments by yourself. Stick to your guns and don't let anyone else touch it. <g> Joyce >I actually owned about.. hummm... 12 cars.. but I always paid them cash >(cause they were never over 1000$) this time I have a brand new car.. [quoted text clipped - 28 lines] >his >> >head at me for being happy to pay for stuff.. pfffft ! MEN ! *grin* you betcha ! SignatureWill~ 196.2 / 131.8 / 137 lbs 89 / 59.8 / 62.1 Kg Personal goal 125 lbs / 56.7 Kg > And I'll bet this shiny new car will always be special to you. It is an > accomplishment to make those payments by yourself. Stick to your guns and don't [quoted text clipped - 34 lines] > >his > >> >head at me for being happy to pay for stuff.. pfffft ! MEN ! I will celebrate with you as this is an issue for my sister, Lee, who has no difficulty spending from either pot of money > HA ! A month or so ago I bought myself a new car ! and today I'm making my > first payment ! [quoted text clipped - 20 lines] > > Personal goal 125 lbs / 56.7 Kg |
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